Natural Capital Investment FundNatural Capital Investment Fund
The forest products industry is key to the vitality of many rural communities in Appalachia and the Southeast. Many families depend on the income generated from forests for their livelihoods. Conversely, forests benefit ecologically when there are loggers around who can manage them in ways that minimize collateral damage to streams, wildlife, and non-harvest trees.

These enterprises can’t operate without reliable, affordable capital; something that has become increasingly difficult to secure for loggers due to a variety systemic barriers.

NCIF has a long history of funding a range of forest products businesses, from loggers and sawmills to custom molding shops and furniture manufacturers. Through our Logging Initiative, we’re doubling down on our support for the industry by opening up a source of ready capital that can help loggers in the region obtain the equipment and working capital they need to succeed.

Capital is not all we provide.  We are working with a number of organizations to expand a network of fuel depots, where loggers can buy fuel (their largest expense) at reduced cost.  And, we’re working with loggers associations and companies to design training to help loggers operate their businesses more profitably.

Want to learn more? Contact Rick Larson at or (919) 951-0113

Download the Overviews: Appalachia / Southeast (PDFs).


Loan Size: Up to $250,000
Interest Rate: Competitive
Loan Term: 5 to 7 years
Eligible Uses: Equipment and (limited) working capital

Who’s Eligible?      
Professional loggers who are certified by the Timber Harvester, Sustainable Forestry Initiative, or Master Logger programs in GA, SC, NC, WV and the Appalachian portions of TN, KY, VA, MD and OH.

Applicants must maintain current business financial records throughout the year.