The Natural Capital Investment Fund (NCIF) uses the positive power of business and markets to generate economic, social and environmental returns with every loan we make.

Founded in 2001 as a U.S. Treasury-certified Community Development Financial Institution (CDFI), we provide flexible financing, including debt and equity, to small and emerging natural resource-based businesses in rural, economically distressed communities in West Virginia; North Carolina; the Appalachian regions of Virginia, Tennessee, Kentucky, and Ohio; and south Georgia.

In addition to providing critical, timely capital, we also support our clients with technical assistance to help them build capacity for success.