The Natural Capital Investment Fund (NCIF) uses the positive power of business and markets to generate economic, social and environmental returns with every loan we make.

Founded in 2001 as a U.S. Treasury-certified Community Development Financial Institution (CDFI), we provide flexible financing to small and emerging natural resource-based businesses in rural, economically distressed communities in Central Appalachia and the Southeast.

In addition to providing critical, timely capital, we also support our clients with coaching and business development assistance to help them build capacity for success.

For Borrowers

Looking to grow your green enterprise, but need affordable capital?

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For Lenders

Make NCIF part of your strategy to support local small business.

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Latest News

Exciting new developments abound at NCIF.

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Farmers Value VC2

Video highlighting recent successes by NCIF's Value Chain Cluster (VC2) Initiative, a program that provides hands-on business coaching to small food-related businesses in 17 WV counties.

Discover the value of VC2 »

Young Loggers Buck Trend, Grow Business


Entrepreneurs Will and Wes Coleman double harvesting capacity and grow their small business in an industry seeing a shortage of young workers.

More on this success story »