The Natural Capital Investment Fund (NCIF) uses the positive power of business and markets to generate economic, social and environmental returns with every loan we make.

Founded in 2001 as a U.S. Treasury-certified Community Development Financial Institution (CDFI), we provide flexible financing to small and emerging natural resource-based businesses in rural, economically distressed communities in West Virginia; North Carolina; the Appalachian regions of Virginia, Tennessee, Kentucky, and Ohio; and south Georgia.

In addition to providing critical, timely capital, we also support our clients with technical assistance to help them build capacity for success.

For Borrowers

Looking to grow your green enterprise, but need affordable capital?

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For Lenders

Make NCIF part of your strategy to support local small business.

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Latest News

Exciting new developments abound at NCIF.

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