The Natural Capital Investment Fund (NCIF) uses the positive power of business and markets to generate economic, social and environmental returns with every loan we make.

Founded in 2001 as a U.S. Treasury-certified Community Development Financial Institution (CDFI), we provide flexible financing to small and emerging natural resource-based businesses in rural, economically distressed communities in Central Appalachia and the Southeast.

In addition to providing critical, timely capital, we also support our clients with coaching and business development assistance to help them build capacity for success.

For Borrowers

Looking to grow your green enterprise, but need affordable capital?

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For Lenders

Make NCIF part of your strategy to support local small business.

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Latest News

Exciting new developments abound at NCIF.

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Better business through efficiency

Lightbulb on Chalkboard

Energy savings can make a huge impact on your small business’s bottom line.

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Young Loggers Buck Trend, Grow Business


Entrepreneurs Will and Wes Coleman double harvesting capacity and grow their small business in an industry seeing a shortage of young workers.

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